Insurance Services

Below are some of the services we can provide:

Pleasure Craft | Personal Watercraft | Commercial | Marinas | Boat Dealers / Brokers

Pleasure Craft

For private pleasure craft and yacht owners, we don't offer just one policy from one insurance company. We are able to shop the market to provide our clients with numerous quotes, from a variety of insurance companies to choose from.

All of the policies we offer:

  • Agreed Market Value (no depreciation on Hull)
  • All Risk Coverage
  • CPS / CYA membership, claims free, and many other discounts available

Vessels we can insure:

  • Small runabouts
  • Cruisers
  • Ski Boats
  • Pontoon Boats
  • Jet Boats
  • Yachts
  • Sail Boats
  • Live-a-boards

Most insurance companies will require photos of vessels between the age of 10-20 years. Vessels over 20yrs old will require a current survey (within 5yrs) to establish Condition and Valuation. If you require a survery, take a look at our Underwriter Approved Surveyors List.

Personal Water Craft

(Jet ski / Sea-Doos)

We are able to provide coverage for jet skis, sea-doos and wave-runners. Policies are “Current Market Value” (no depreciation) and all risk coverage.

Rates are mainly based on the value of the unit and age along with the experience of the operators.

Other factors are, but not limited to:

  • Claims history
  • Used for water-sports (towing tubes/wakeboarding/waterskiing)
  • What type an Anti-theft device used

Commercial Vessels

We are able to provide coverage for vessels for commercial use:

  • Commercial Fishing Vessels
  • Sport Fishing Charters
  • Water taxies
  • Chartered Vessels
  • Whale Watching Vessels
  • just to name a few...

Each application is quoted individually and premiums can be based on a variety of information, but not limited to:

  • Type of commercial use
  • Annual gross receipts
  • Value of the vessel and equipment
  • Experience / Qualifications of Skippers
  • Number of Charters per season

Marinas

As every marina differs in the services they offer their customers, we can work with each individually and build a package that will provide proper coverage for all areas and prevent any gaps in coverage.

All Marinas should have the basics:

  • Marina Operators Liability (MOLL)
  • Piers / Wharves & Docks Coverage
  • Business Interruption

Then depending on other services offered we can then add to the basic package:

  • Fuelling
  • Vessels Owned by the Marina that are for employee use, under construction, rented or for sale
  • On land Property, Buildings, and Contents
  • Haul-out Service and Launching
  • Mechanical Servicing / Painting
  • Annual moorage / storage (in-water and/or dry)
  • Chandlery
  • just to name a few.

Boat Dealers / Brokers

We are able to provide coverage for Boat Dealers / Yacht Brokers as well. We can customize each package depending on what coverage is required, based on the services offered by the Dealership or Brokerage.

Services offered by Dealerships / Brokerages, but not limited to:

  • Sales
  • Consignment
  • Mechanical Services / Warranty Work
  • Custom work / Detailing
  • Vessel Storage
  • Delivery
  • Importing of Vessels
  • Instruction (use of vessel)
  • And more...